By Monte Fest
1265 Followers

About Mortgage and Real Estate Guide Podcast

MLO is an educational platform dedicated to providing informational content to Home Buyers, Sellers, and Industry professionals.

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146 Episodes

2025 Is Here | Featuring Scott Edelman
Tue, 14 Jan 2025


Everything You Need To Know Before You Buy A Condo | With Special Guest Tom Hestmark
Tue, 17 Dec 2024


Ready For 2025? | Strategies For Success In The New Year
Tue, 03 Dec 2024


How & When Will The Election Influence Interest Rates?
Fri, 22 Nov 2024


Resale Or New Construction? | Featuring Kevin Winkle
Tue, 19 Nov 2024


Recasting Vs. Refinancing | What's The Difference?
Tue, 05 Nov 2024


Fan Mail Request: Competing Against Cash Offers
Tue, 29 Oct 2024


It's Officially Property Tax Season
Tue, 22 Oct 2024


Understanding The Costs Of Buying
Wed, 16 Oct 2024


The Risks Of Switching Lenders While In Transaction
Tue, 08 Oct 2024


Five Tips To Combat Inflation
Wed, 02 Oct 2024


3 Tips To Surviving 2025
Wed, 25 Sep 2024


Getting Creative - Alternative Financing
Wed, 25 Sep 2024


MLO - Return Episode - New Home & Much To Discuss
Wed, 25 Sep 2024


Work History
Wed, 03 Apr 2024


10 Biggest Blindsides
Wed, 27 Mar 2024


NAR Settlement
Wed, 20 Mar 2024


New Inflation Data
Wed, 13 Mar 2024


Contingent Offers
Wed, 28 Feb 2024


Budgeting & Credit
Wed, 21 Feb 2024


Inflation Data Causing Inflated Reactions
Wed, 14 Feb 2024


Family Opportunity Mortgage
Wed, 07 Feb 2024


FEDs Meet Again...
Wed, 31 Jan 2024


Refinancing 2024
Wed, 24 Jan 2024


2024 - What You Need To Know!
Wed, 03 Jan 2024


What You Need To Know About Appraisals
Wed, 06 Dec 2023


Insurance Costs Nearly Double!?
Wed, 15 Nov 2023


Our Relationship With Money
Wed, 08 Nov 2023


Overlays?
Wed, 01 Nov 2023


We Can Borrow More Money???
Wed, 25 Oct 2023


Casey's Back!
Wed, 18 Oct 2023


No More COVID Relief On Student Loans
Wed, 27 Sep 2023


No More Flips!?
Wed, 20 Sep 2023


Negotiating In 2023
Wed, 13 Sep 2023


Mortgage Game Plan
Wed, 06 Sep 2023


Denials At All Time High
Wed, 30 Aug 2023


Translating The Negativity
Wed, 23 Aug 2023


How People Waste Their Money With Home Improvement Projects
Wed, 26 Jul 2023


Is The Market Defrosting Or Still Frozen?
Wed, 19 Jul 2023


Debt Ceiling Drama
Wed, 31 May 2023


Why Real Estate Transactions Are Falling Apart
Thu, 18 May 2023


How To Save Thousands On Your Closing Cost
Thu, 04 May 2023


Welcome Back - Where Have We Been?
Wed, 19 Apr 2023


The 5 Biggest Changes In The Real Estate Market This Year
Wed, 15 Feb 2023


Money Saving Strategies For 2023
Wed, 08 Feb 2023


The Truth Of Free Money
Wed, 01 Feb 2023


Real World Worst Real Estate Advice
Thu, 26 Jan 2023


How To Buy A Home Without Selling In 2023
Wed, 11 Jan 2023


Who Is Actually Buying Real Estate In 2023?
Thu, 05 Jan 2023


5 Tips To Combat Inflation
Fri, 25 Feb 2022


I Wish Someone Would Have Told Me About These Costs...
Sun, 20 Feb 2022


How To Be A Cash Buyer & Not Have To Sell Your Home To Buy
Sat, 12 Feb 2022


This Number Will Determine Your Financing Options
Sat, 05 Feb 2022


Im Stuck
Fri, 28 Jan 2022


Younger Generations Want A New Financial Language
Sun, 23 Jan 2022


Buying A Property Virtually
Fri, 21 Jan 2022


How Much Mortgage Payment Should I Budget?
Thu, 13 Jan 2022


Where Would Everything Go If You Died?
Wed, 05 Jan 2022


What Would You Do If Your Home Was Destroyed Overnight?
Tue, 21 Dec 2021


FOMO Or FOMJ
Wed, 15 Dec 2021


Who Is To Blame For Increased Interest Rates?
Sun, 12 Dec 2021


Most Homeowners Are Broke
Thu, 09 Dec 2021


2022: The Major Role Your Credit Score Plays In Buying A Home? (Even If You Have Great Credit)
Mon, 06 Dec 2021


We Were Never Taught To Own A Home
Fri, 03 Dec 2021


How Does The Economy Impact Mortgage Interest Rates? Special Guest Tony Blodgett
Mon, 13 Sep 2021


The Risk Of Switching Mortgage Lenders While Buying A Home
Fri, 27 Aug 2021


Buyers Advantage? Has The Largest Real Estate Shift In The Market Started?
Sat, 21 Aug 2021


Part 2: Relocating From Out Of State - Special Guest, Heather Listy
Thu, 12 Aug 2021


Preparing For An Out Of State Relocation - Special Guest, Heather Listy - Part 1 Of 2
Thu, 05 Aug 2021


How Can The Average Joe Own Multiple Properties
Fri, 23 Jul 2021


Biggest Mistakes When Getting Pre-approved In 2021
Thu, 08 Jul 2021


3 Advantages To Community Lenders Over Internet Lenders
Fri, 02 Jul 2021


Whistle Blower 2021 | Calling Out Deceptive Mortgage Propositions
Wed, 23 Jun 2021


Accepted Offer Success Stories With VA Loan Buyers
Mon, 21 Jun 2021


Biggest Mistakes Home Buyers Make 2021 | How To Prepare To Compete
Wed, 16 Jun 2021


What Mortgage Companies Don't Tell Clients About Refinancing
Thu, 10 Jun 2021


Submitting Good Offers & Bad Offers In This Real Estate Market
Wed, 26 May 2021


Wait...My Interest Rate Has Changed? The Difference Between Locked & Floating Your Interest Rate.
Mon, 24 May 2021


How Do We Budget Your Finances Before & After Buying A Home?
Wed, 19 May 2021


Big Bank Loans... Good Or Bad?
Fri, 14 May 2021


Mortgage Insurance: FHA Vs Conventional
Mon, 03 May 2021


MLO Unplugged: Talking VA Home Loans With A Real World Client
Fri, 23 Apr 2021


5 Things That Can Delay Or Derail Your Home Loan
Wed, 14 Apr 2021


MLO Unplugged: Talking Home Loans With A Real World Client.
Fri, 09 Apr 2021


Lets Talk About The Millennial Surge In The Real Estate Market
Tue, 30 Mar 2021


Everything You Need To Know About Additional Dwelling Units (ADU's)
Sat, 20 Mar 2021


3 Major Impacts You Must Know When Buying A Home.
Sun, 07 Mar 2021


Talking Home Loans With A Real World Client
Thu, 04 Mar 2021


The Cost Of Living In Vancouver, Washington
Thu, 04 Mar 2021


How Do Real Estate Appraisals Work In 2021
Thu, 04 Mar 2021


Do I Get To Skip Mortgage Payments?
Thu, 04 Mar 2021


3 Ways To Improve Your Finances In 2021
Thu, 04 Mar 2021


Behind The Curtain: What Happens During The Underwriting Of A Mortgage
Thu, 04 Mar 2021


Debunking 5 First-Time Home Buyer Myths
Thu, 04 Mar 2021


How To Not Get Discouraged When Buying In A Hot Market
Thu, 04 Mar 2021


The Three C's Of Home Buying
Thu, 04 Mar 2021


10 Things You Need To Know About Portland, Oregon In 2021
Thu, 04 Mar 2021


How To Survive An Affordability Crisis
Thu, 04 Mar 2021


Debt: Holiday Spending & The Impact On The US Household
Wed, 16 Dec 2020


NEW 2021 Mortgage Loan Limits | The Impact Of Additional Buying Power
Fri, 04 Dec 2020


Veterans Day Episode: Understanding The VA Loan. Bonus Benefits Covered
Thu, 12 Nov 2020


Stocks, Rates & Real Estate | Where Do The Markets Stand Post-Election
Thu, 05 Nov 2020


How Do Renovation Loans Work?
Tue, 03 Nov 2020


How Does The Election Impact Your Mortgage?
Sun, 25 Oct 2020


3 Biggest Mistakes Made When Buying A Home In 2020
Mon, 19 Oct 2020


5 Most Important Home Buyer Take Aways From Season 1
Sat, 17 Oct 2020


What Happens Within The Mortgage Process After You Have An Accepted Offer?
Wed, 14 Oct 2020


RELOCATING IN 2020, Everything You Must Know When Moving To A New Location!
Fri, 25 Sep 2020


Which Natural Disasters Are Covered By Homeowners Insurance?
Mon, 21 Sep 2020


What Loan Documents Are Needed To Apply For A Mortgage?
Wed, 16 Sep 2020


Top 10 Home Improvement Projects Yielding The Best ROI
Sun, 13 Sep 2020


Pros & Cons Of Cheap Insurance | Win The Game
Fri, 04 Sep 2020


How To Pay Off Your Mortgage Early | Easy Steps Part 1
Sun, 30 Aug 2020


5 Myths Of Mortgages That Save You Time, Money & Frustration
Wed, 26 Aug 2020


Could Empty Commerical Buildings Turn The Market Into A Buyers Opportunity?
Sat, 22 Aug 2020


5 Ways People Mess Up Getting A Mortgage
Tue, 18 Aug 2020


Refinancing Just Became More Expensive... Starting Today!
Fri, 14 Aug 2020


TOP 3 Reasons Why Millennials Are Taking Advantage Of This Home Buying Program
Wed, 12 Aug 2020


10 Costs Of Buying A Home You Need To Know About
Sat, 08 Aug 2020


Student Loans | The Impact On Your Approval & Buying Power
Sat, 01 Aug 2020


21% National Increase In Real Estate Sales | Are We Due For A Market Crash??
Mon, 27 Jul 2020


Are First Time Home Buyer Programs A Scam? Lenders Tell All Edition
Sat, 18 Jul 2020


What Is The Difference Between FHA & Conventional Mortgage Programs?
Sat, 18 Jul 2020


3 Most Common Mistakes When Refinancing
Mon, 13 Jul 2020


What Money Can Actually Be Used For Down Payment?
Wed, 08 Jul 2020


The Strategy To Get Your Offer Accepted In A HOT Real Estate Market
Thu, 02 Jul 2020


Why Now Is Not The Time To Buy A Home!
Fri, 26 Jun 2020


Shopping Your Lender | A Lower Rate Doesn't Always Mean Better Terms When Refinancing & Buying A Home
Wed, 17 Jun 2020


Credit Scores 101 | Improve Your Position When Refinancing And Buying A Home
Tue, 16 Jun 2020


Home Loan Limits | How Much Money Can You Get?
Thu, 11 Jun 2020


Will There Be Another Real Estate Crash?
Sat, 06 Jun 2020


Hiring A Real Estate Agent & Lender. What To Ask & What To Look For?
Wed, 03 Jun 2020


Understanding Condos & HOA Dues
Fri, 29 May 2020


Appraisals | The Must Knows Of Appraisals With Craig Black
Wed, 27 May 2020


Are You Actually Pre Approved? Pre Qualified Vs. Approved Vs. Underwritten
Wed, 20 May 2020


Tips Tricks To Protect Your Home | Overlooking Insurance Could Cost You Big!
Thu, 14 May 2020


Is Refinancing To A Lower Rate Actually In Your Best Interest?
Tue, 12 May 2020


Closing Challenges During COVID 19
Thu, 07 May 2020


New Construction | Is Shinier Really Better?
Thu, 30 Apr 2020


VA Loans | What You Need To Know! What Are The Myths Of The VA Loan?
Tue, 14 Apr 2020


401k / Retirement Should We Drain Our Account? Mark Meek & Addy Nett
Mon, 13 Apr 2020


No More JUMBO Loans!?!? Are Luxury Homes In Trouble?
Thu, 09 Apr 2020


Mortgage Insurance | What Is It? Forbearance! Foreclosures! Cortney Hall From Essent MI
Wed, 08 Apr 2020


Appraisals | COVID 19 | How Are Appraisals Getting Done With Stay At Home Order?| Caleb Allen & Addy Nett MLO
Tue, 07 Apr 2020


LIVE Studio Recording | COVID 19 | #1 You Tube Agents | Real Agent Now Group Jesse Dau & Jackson Wilkey
Mon, 06 Apr 2020


Home Owners Insurance | How This Impacts Your Closing Date | Cheaper Doesn't Mean Better
Sun, 05 Apr 2020


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